top5-pet-insurance.co.uk
Last Updated October 2026

Top 5 Best Pet Health Insurance for Cats in the UK

Rank #1
Agria
Score
9.8

Agria

  • Up to £20,000 towards vet bills every year. 
  • We pay 98% of claims and we can pay your vet directly
  • No increase in your premiums when you claim
  • Free vet video 
calls, 24/7
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Rank #2
PetPlan
Score
9.6

PetPlan

  • We pay 97% of all the claims we receive
  • 90% of claims we pay are paid out within 5 working days
  • We can pay your vet directly, so you don't need to find the money first
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Customers' Choice

Rank #1
Agria
Score
9.8

Agria

  • Up to £20,000 towards vet bills every year. 
  • We pay 98% of claims and we can pay your vet directly
  • No increase in your premiums when you claim
  • Free vet video 
calls, 24/7
Visit Site

 

Benefits of Pet Insurance for Your Cat

The treatment of a cat at the vet is not covered by a public health insurance, as it is for us humans. If you want to protect yourself in a similar way from unexpected and high costs, you have to act proactively and take out a veterinary health insurance for your cat. With it one has the costs with unforeseen veterinary treatments fully under control. Because you only pay a relatively low monthly premium.

 

Top 5 Best Health Insurance Plans for Cats

Many companies offer animal health insurance. Not only the prices vary, but also the range of scenarios covered by the insurance.

In the basic insurance, veterinary expenses are covered in case of treatment for acute illness or injury of any kind. However, surgeries, vaccinations, treatment of wanted offspring can also be covered by the policy. So you should first determine, for yourself and your cat, which damages and treatments should be covered and what the price range is. Since many insurances only pay when the contract has been running for a certain time (and the premiums have been paid), you should also take this waiting period into account.

On our website, we compare the best and most popular health insurances for cats. We know which contingencies should be covered by an insurance policy, and we put the corresponding insurance policies side by side so that you can better compare the individual benefits and prices. Choosing the right health insurance for your cat is a very individual matter, so every cat owner should determine here for themselves which points are most important to them. Then you can compare in peace, which insurance perhaps covers exactly the desired benefits and at a good price, or which provider comes closest to your own wishes. With our selection, you get a good overview.
 

Get Proper Coverage in Case of an Accident

Even if you have insured yourself, you naturally wish that a case of damage never occurs. However, should the cat fall ill or have an accident, the insurance company must be notified of the event. The choice of veterinarian is free with most providers, so you can take the cat to the veterinarian of your choice. Whether one steps into submission or the veterinarian settles directly with the insurer, depends on various factors.

Ultimately, it depends on the fact that the cat is well insured and can be cared for quickly and easily in the event of an emergency, without it becoming financially tight for the human being.

Check out our ranking of the top best cat insurance brands in the UK and protect your furry family members today!